FixedFlow Securities

Buy bonds in India. With a way out when you need it.

See what your money will earn before you invest a rupee. Every corporate bond, G-Sec and tax-free bond on FixedFlow displays its yield, credit rating, liquidity and assured buyback terms upfront. No jargon. No guesswork.

Income calendar
₹1,00,000 · 10.25% coupon · AA-rated
Here’s what arrives, month by month.
Jul
+₹0
Aug
+₹0
Sep
+₹0
Oct
+₹0
Nov
+₹0
Dec
+₹0
Jan
+₹0
Feb
+₹0
Mar
+₹0
Apr
+₹0
May
+₹0
Jun
+₹0
+ principal
That’s ₹10,250 a year, versus roughly ₹7,000 in a typical bank FD.
Illustrative. Minimum investment ₹2,00,000. Moderate risk: repayment depends on the issuer. Rated AA by CRISIL

Predictable wealth. Lifelong confidence.

See what your money will earn, before you invest a rupee.

Is this legit?

Your money never sits with us.

Never a FixedFlow account

There is no FixedFlow wallet and no pooled account. Your money goes to the clearing corporation and your securities to your own demat, so nothing is ever held on your behalf by us.

Bonds in your own demat

Every bond you buy settles into your personal demat, the same one holding your equity and mutual funds.

Funds via exchange settlement

Payments move through the exchange's clearing corporation, ICCL or NSECL, never to a FixedFlow account. We are never in possession of your funds.

After you invest

Your bond doesn’t stop being our job once you’ve bought it.

Most platforms help you find a bond and stop there. We stay reachable for the life of your investment.

A relationship manager reachable anytime for payouts, ratings, or account queries
Coupon dates and payout status, always visible in your account
Issuer updates and rating queries, looked into on request
Direct human support, not a ticket queue or chatbot
Support on request
Example query
You ask
“Has anything changed with this issuer?”
RM looks into it
Checks current rating, disclosures, coupon status
You get a straight answer
Rating, disclosures, and payout status confirmed
Payout or account help
Same RM, one call away
How it works

From requirement to exit, one continuous journey.

01
Share what you need

Your goal, horizon and comfort with risk.

02
Compare bonds

Filter by rating, tenure, payout and yield. Nothing “recommended.”

03
Talk to a specialist

From ₹2,00,000. A person walks you through the terms and arranges the trade.

04
Track every rupee

Coupons, reminders and a live income calendar.

05
Exit if you need to

Use the assured buyback to request an exit at a stated discount to par.

More flexibility for your investments

Exit before maturity when you need to

Hold a bond in your own demat and request an exit whenever you need one. Buyback-eligible bonds carry an assured buyback: FixedFlow works to buy the bond back at a stated discount to par.

An assurance, not a guarantee. The discount widens the earlier you exit, and timelines move with prevailing market conditions.

Buyback request
NHAI 8.30% 2029
ISIN: INE906B07EE7
₹51,200
5 units in your demat
Request buyback 
Fee transparency

The yield you see is the yield you keep.

Zero brokerage

No commission on any buy or sell. The price you're quoted is the price you pay.

Zero transaction fees

No per-order charges, no platform fees, no exit load surprises.

No hidden charges

Every cost is disclosed upfront. Nothing is deducted after the fact.

The honest comparison

Return is what risk pays you.

Read top to bottom: risk increases first, yield follows as its consequence.

Low riskHigh risk
1
Bank fixed deposit
Zero credit risk. Zero market risk.
DICGC insured to ₹5,00,000No secondary marketLocked for full term
~₹0/yr
at ~7%
2
Debt / liquid fund
Market risk, spread thin across issuers.
NAV moves dailyDiversified across issuersRedeemable in ~1 business day
~₹0/yr
at ~6.8% category avg.
3
AA-rated bond via FixedFlow
Real credit risk, concentrated in one issuer.
Single AA-rated issuer, not diversifiedHeld in your own demat: custody, not protection from default
~₹0/yr
at 10.25% coupon
10.25% = ~6.8% liquid-fund baseline + ~3.45% risk premium, paid to you for taking on credit, concentration and liquidity risk the other two options don’t carry.

Compare risk, not just rate. Each option above trades a different risk for its return.

Taxation differs across instruments and holding periods; this isn’t tax advice, so check with your advisor.

Every altitude, respected

Built for the first-time saver and the seasoned analyst.

Simple shows one honest story: what you invest, what you earn, until when, and the main risk in one line. Detailed adds face value, redemption date, next payout and current yield: the same data, one tap deeper.

You invest₹1,00,000
You receive₹854/month
UntilJul 2029
Main riskIssuer credit risk (AA)
Face Value₹10,000
Redemption Date26 Jul 2029
Next payout₹854 · 5 Aug
Current Yield10.7521%
Issuer ratingAA (CRISIL)

Your bonds, your demat. Your money, never ours.

Predictable income, honestly explained. Start with what you can see.

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