Corporate BondISIN INE926R07043
UNIFINZ CAPITAL INDIA LIMITED
Coupon rate
12%
Yield to maturity
15.2%
Payout
Monthly
Next: 1 Sep 2026, Tue
Maturity
Jan 2028
1y 6m left
Yield to maturity is realized only if the bond is held until Jan 2028 and UNIFINZ CAPITAL INDIA LIMITED does not default. Sell earlier or if the issuer defaults, and your actual return will differ.
Before you invest
The four things worth checking on any bond, answered for this one.
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When will I get paid?
Your first payout lands 1 Sep 2026, Tue, then every month until maturity.
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When do I get my money back?
Your full ₹5,00,000 principal is returned on 28 Jan 2028, Fri.
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How risky is this, really?
BBB- from INDIA RATING AND RESEARCH PVT. LTD means a moderate chance of default, the lowest grade still considered investment-worthy and more exposed to adverse conditions. This protects you against UNIFINZ CAPITAL INDIA LIMITED failing to pay interest or return your principal, independently assessed by INDIA RATING AND RESEARCH PVT. LTD and not self-declared by the issuer.
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What could go wrong?
Moderate risk: Risk details for this bond haven't been published yet.
Credit & risk signature
BBB- · rated by INDIA RATING AND RESEARCH PVT. LTDSenior Secured
Moderate risk: Risk details for this bond haven't been published yet.
Income calendar
for an illustrative ₹5,00,000 investment
Money arriving, month by month, until Jan 2028.
Jul
Aug
Sep
+₹5,754
Oct
+₹4,932
Nov
+₹5,096
Dec
+₹4,932
Jan
+₹5,096
Feb
+₹5,096
Mar
+₹4,603
Apr
+₹5,096
May
+₹4,932
Jun
+₹5,096
A comparable bank FD at ~7% would pay roughly ₹35,000 a year on the same amount, paid at different intervals depending on the FD.
What could go wrong, in plain terms
- The issuer could delay or default on a payment. Your capital is not risk-free.
- If you sell before maturity, the price you get can be higher or lower than face value.
- If rates rise sharply, longer-tenor bonds like this one can lose value if sold early.
Bond data shown here is illustrative, for demonstration purposes only, and does not represent real securities or an offer to invest.