Basic
Foundational explainers for anyone new to fixed income.
Government vs Corporate Bonds in India: Which One Fits You?
This blog explains the middle ground most people miss, and shows you how to actually buy each type.
What Is a Bond, Really? A Plain-English Guide
Strip away the jargon: a bond is just an IOU with a schedule. Here's how to read one.
Bonds vs Fixed Deposits: An Honest Comparison for Indian Savers
The highest-intent comparison in Indian personal finance. Built around a counterintuitive point most FD content misses: DICGC insurance is a ₹5 lakh cap, so for large balances a G-Sec can genuinely be the safer home than a bank deposit.
Bond Terminology Decoded: How to Read a Bond Listing
A glossary that sorts terms by whether they actually change your risk. Explains why the debited amount exceeds the quoted price (clean vs dirty price) and why a call option structurally works against you.
Understanding Bond Taxation in India
Built around the core split between interest (taxed at slab) and capital gains (by holding period and listing status), then TDS, and the special instruments: tax-free bonds, 54EC capital-gains bonds, and Sovereign Gold Bonds.
Why Do Companies and Governments Issue Bonds?
The borrower's side (bonds vs bank loans vs equity), why governments are the largest issuers, and how "why is this entity borrowing?" doubles as a risk signal.
Understanding the Risks of Bond Investing
A plain map of the five main risks (default, interest-rate, inflation, liquidity, reinvestment), each with when-it-matters and how-to-manage, plus diversification as the one habit that helps with nearly all of them.
How Inflation Affects Your Bond Returns
Real vs nominal return in everyday arithmetic, why fixed payments and inflation clash, and why retirees are most exposed.